Most Malaysians see debt as a trap. The rich see it as a weapon. Learn how Malaysia’s wealthiest quietly use smart borrowing strategies to multiply income, build assets, and grow faster, without working harder.
Every year, Malaysians scramble to “claim everything”, but few realise that if you don’t pay tax, your receipts mean nothing. Only 12% of Malaysians actually contribute, and it’s the M40 who quietly carry the system. Here’s the truth about who benefits, who doesn’t, and why paying tax might just be the real sign you’ve made it.
Belanjawan 2026 isn’t a flashy reform. It’s a reality check, quieter, stricter, and built around “relief” more than rewards. From targeted subsidies to small tax breaks for families and parents, this year’s budget focuses less on promises and more on plugging leaks that matter to everyday Malaysians.
Work from home RM3,000 weekly? Loan approved in 5 minutes? If they ask you to pay RM50 first, it’s a scam. Here’s how Malaysians lose thousands to fake jobs and loans, and the steps you must take before it’s too late.
