Did you know that you can start trading Forex with zero capital and still make money?
In 2025, Malaysians are joining the global wave of prop traders, trading with someone else’s money, keeping up to 95% of the profits, and withdrawing in MYR via Wise or local bank transfer. All you need to start is a challenge fee and the skill to pass their rules.
This guide breaks down the top firms that still accept Malaysian traders, including payout speed, Islamic account support, and trusted feedback from real users.
What is Prop Trading & Why is It Profitable?
Proprietary (“prop”) trading firms fund skilled traders who pass an evaluation. You trade using the firm’s money and keep 75–95% of the profits.
Example:
- Pass a prop firm challenge
- Get funded with US$100,000 (~RM470,000)
- Make 5% profit → US$5,000
- Keep 90% = US$4,500 (~RM21,000)
Why Malaysians Love Prop Trading
- No capital risk: Trade without using your savings
- High profit potential: Scale to US$1M+ accounts
- Islamic account support: Swap-free options available
- MYR payouts: Wise and Deel options for local banks
- Low entry: Challenges from as low as US$95
Best Forex Prop Firms for Malaysians (2025)
| Firm | Max Funding | Profit Split | Fee (100k) | Payout Speed | Refundable? | Notes |
|---|---|---|---|---|---|---|
| FTMO | US$200k → 2M | 80% → 90% | €540 | On-demand after 14 days | Yes | Swap-free option, Wise payouts to Maybank/CIMB |
| FundedNext | US$200k (4× scale) | Up to 95% | US$549 | 24h (after 21-day cooldown) | Yes | Deel, Wise; smooth MYR withdrawal |
| E8 Funding | US$250k → 1M | 75% → 80% | US$138 | Weekly after 14-day lock | Yes | Fast processing, competitive fees, strong support for Wise payouts to Malaysia |
| Alpha Capital Group | US$200k → 2M | 80% | US$797 | Weekly | No | Wise payout, higher fee but solid support |
| MyFundedFX | US$300k (stackable) | Up to 92.75% | US$499 | Weekly | Yes | USDT/Wise support; some KYC delay |
| SurgeTrader | US$1M | 75% → 90% | US$6,500 | Monthly only | No | Big account, but high fee & 30-day withdrawal lock |
Avoid: MyForexFunds (CFTC lawsuit), True Forex Funds (insolvent as of May 2024)
How to Get Funded (Step-by-Step)
- Choose a firm that suits your needs
- Pay for the challenge (e.g. US$95 – US$999)
- Pass evaluation: meet profit targets without breaking loss limits
- Get funded and start earning real profits
- Withdraw your cut via Wise, Deel, PayPal, or crypto
How to Pass the Prop Firm Challenge
Most challenges involve:
- Phase 1: Hit a profit target (usually 8–10%)
- Phase 2: Show consistent trading (target 5%)
- Don’t break rules: Daily/overall drawdown, time limits
Tips
- Risk only 1–2% per trade
- Avoid news events (spikes can violate DD limits)
- Stick to 1–2 proven setups
- Use a journal or demo first
- Read the firm’s small print, payout locks can surprise you
Malaysia-Specific Advice
- MYR withdrawals: FTMO, FundedNext, and Alpha support Wise
- Swap-free (Islamic) accounts: FTMO & FundedNext
- Tax: Declare income in Schedule B (foreign income). No withholding tax.
- KYC issues: Some firms require selfie ID + manual approval (24–48h)
- Split withdrawals: If payouts exceed RM50k/year, Bank Negara requires LOU (Letter of Undertaking)
Prop Trading vs Traditional Forex Trading
| Factor | Prop Trading | Traditional Trading |
| Capital Needed | Very Low | High (your own money) |
| Risk | Low: no personal loss | High: full personal exposure |
| Earning Potential | High: up to 95% split | Depends on capital |
| Best For | Talented traders without funding | Experienced, well-capitalized traders |
Verdict: Prop trading is ideal for Malaysian traders who are confident in their strategy but don’t want to risk their own capital.
Case Study: Azri’s Journey to Funded Trading
Azri, 27, from Selangor, passed the FundedNext challenge on his second attempt. He now trades full-time using a US$50,000 funded account and consistently withdraws over RM2,500 a month. “No need for my own capital, and I finally feel in control of my income.”
Is Prop Trading Legal in Malaysia?
Yes. Prop trading does not involve public deposit-taking or brokerage activity in Malaysia, and your profits are treated as foreign-sourced services income. However, do ensure you declare your earnings under Schedule B of your personal income tax filing if withdrawals exceed RM5,000/year.
Understanding Islamic (Swap-Free) Accounts
Some prop firms offer swap-free accounts for Muslim traders. These accounts do not incur or receive overnight interest (Riba) on open Forex positions. This makes them compliant with Islamic finance principles and ideal for those who want to trade in line with Shariah law.
Currently, FTMO and FundedNext explicitly support swap-free accounts, which can be enabled during or after signup.
Top Funded Forex Accounts in Malaysia (2025)
If you’re looking to start small or scale up quickly, these prop firms offer the best mix of payout reliability, capital access, and local-friendly withdrawals:
- FTMO: Scale up to US$2M, fast Wise payouts
- FundedNext: Up to 95% profit split, flexible challenge models
- E8 Funding” Low fees, consistent weekly payouts
- MyFundedFX: Stackable funding, crypto payouts available
Compare the full breakdown above to find your best fit.
Final Thoughts: Should You Try Prop Trading in 2025?
Yes, if you can trade with discipline, prop firms let you access serious capital (up to US$2M) and earn full-time income without risking your own savings. Withdraw in MYR. Choose swap-free if you prefer Islamic financing. Stick with the names above.
Start smart, trade safe, and choose a firm that pays.
Further Reading
- How to Become Rich in Malaysia (2025 Guide)
- REIT Malaysia 2025: How to Invest in Real Estate Without Owning Property
- Malaysia’s Water Investment Boom: Build Wealth with Water Stocks & Rights (2024)
Disclaimer: This article is for informational purposes only. Always do your own research or consult a financial advisor before making trading decisions.s.
